Mel’s Money Minute: Coronavirus and Your Finances

I am here to provide you insight into what I am observing when it comes to COVID-19 and the impact it could have on your financial well-being. We cannot let this virus control our lives and our emotions. Yes, this unchartered territory can create anxiety. This may...

A Call for Discipline in the Face of Adversity

If you’re alive (and hopefully one or two of you still are), then you’re most assuredly aware of the sharp stock sell-offs which have now “officially” pushed markets into Bear territory for the first time since 2009. Though puncturing and...

Mel’s Money Minute: Committing to Discipline

My goal with the last “Money Minute” was to provide a different perspective when it comes to thinking about money. Certain strategies may work for some, but I found a behavioral understanding approach to work more effectively than a rule-based approach. We live in a...

Bond University: Fixed Income Basics

How did you get started working with bonds? For me, I started as a cold caller for a bond desk, and the way for me to be successful at that time was to understand what I was trying to sell advisors. I came from a regular investment advisory background as an intern and...

Coronavirus Whitepaper

The Coronavirus and the Impact on the Economy   What is COVID-19? Virus Base Comorbidity Over age 70 R-naught (transmission) COVID-19 1.5%-4.5% 6.0%-14.0% 8.0%-22.0% 2.0-2.5 SARS 10% Unclear 75%+ 2.0-5.0 MERS 30-40% Unclear 75%+ 0.3-0.8 Influenza 0.1% 5-20% 49% 1.25...